Terms of Use

Last Updated: January 3, 2026

1. Acceptance of Terms

By accessing and using the LumaGuide mobile application ("App"), you accept and agree to be bound by the terms and provision of this agreement.

2. Use License

Permission is granted to temporarily use the App for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the App materials
• Use the App materials for any commercial purpose or for any public display
• Attempt to decompile or reverse engineer any software contained in the App
• Remove any copyright or other proprietary notations from the App materials
• Transfer the materials to another person or "mirror" the materials on any other server

3. Account Responsibilities

When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account.

You are responsible for safeguarding the password that you use to access the App and for any activities or actions under your password.

4. Acceptable Use

You agree not to use the App:

• In any way that violates any applicable national or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
• In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the App

5. User Content

Our App allows you to create, submit, post, and share content including goals, tasks, and notes ("User Content"). You retain any and all of your rights to any User Content you submit, post or display on or through the App and you are responsible for protecting those rights.

By submitting User Content to the App, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and process your User Content solely for the purpose of operating and providing the App's services to you.

6. AI-Generated Content

The App uses artificial intelligence to generate goal plans and task recommendations. While we strive for accuracy, AI-generated content may not always be perfect or suitable for your specific needs. You should review and modify AI-generated content as appropriate for your circumstances.

7. Premium Services

Certain features of the App may require payment of fees. You will have the opportunity to review and accept the fees that you will be charged before you complete your purchase. Fees are non-refundable except as required by law or as explicitly stated in our refund policy.

8. Termination

We may terminate or suspend your account and bar access to the App immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

If you wish to terminate your account, you may simply discontinue using the App or delete your account from the settings menu.

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of any material changes by posting the new Terms on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about these Terms, please contact us at: hornliquant@gmail.com

End User License Agreement (EULA)

Last Updated: January 3, 2026

1. Introduction

Welcome to LumaGuide! This End User License Agreement ("Agreement" or "EULA") is a legal agreement between you ("User," "you," or "your") and LumaGuide ("we," "us," or "our") for the use of the LumaGuide mobile application and related services (collectively, the "Service").

By downloading, installing, or using the LumaGuide application, you agree to be bound by the terms of this Agreement. If you do not agree to these terms, do not download, install, or use the Service.

2. License Grant

Subject to your compliance with this Agreement, we grant you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the LumaGuide application on your personal mobile device solely for your personal, non-commercial use.

2.1 License Restrictions

You may NOT:

• Copy, modify, or create derivative works of the application
• Reverse engineer, decompile, or disassemble the application
• Remove, alter, or obscure any proprietary notices on the application
• Use the application for any commercial purpose without our prior written consent
• Share, rent, lease, lend, or otherwise transfer the application to any third party
• Use the application in any way that violates applicable laws or regulations

3. Service Features

LumaGuide provides goal planning and task management features, including but not limited to:

• AI-powered goal planning and task generation
• Daily task tracking and reminders
• Gamification features including XP, coins, and virtual room customization
• Calendar integration
• Progress tracking and analytics
• Cloud sync (for premium users)

4. Subscription and Pricing

4.1 Free Tier

LumaGuide offers a free tier with limited features. Free tier users can create and manage plans using their own Gemini API key.

4.2 Premium Subscription

Premium subscriptions provide access to additional features including cloud-powered AI planning, cloud sync, and unlimited plans. Subscription pricing and terms are displayed in the app at the time of purchase.

4.3 Payment and Renewal

• Subscriptions are billed through your Apple App Store or Google Play Store account
• Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period
• Your account will be charged for renewal within 24 hours prior to the end of the current period
• You can manage and cancel subscriptions through your App Store or Play Store account settings

4.4 Refunds

Refunds are handled according to Apple App Store or Google Play Store policies. We do not provide direct refunds. Please contact Apple or Google for refund requests.

5. User Data and Privacy

5.1 Data Collection

We collect and process the following types of data:

• Account information (email address, name)
• Goals, tasks, and planning data
• Usage statistics and analytics
• Gamification data (XP, coins, achievements, virtual room state)

5.2 Data Use

Your data is used to:

• Provide and improve the Service
• Generate personalized goal plans and task recommendations
• Sync data across your devices (premium users)
• Send notifications and reminders
• Analyze service usage and performance

5.3 Data Security

We implement reasonable security measures to protect your data. However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your data.

5.4 Data Retention

We retain your data for as long as your account is active or as needed to provide the Service. You may request deletion of your data by contacting us.

6. AI-Generated Content

LumaGuide uses AI (including Google's Gemini API and other language models) to generate goal plans, tasks, and recommendations. You acknowledge and agree that:

• AI-generated content is provided "as is" without any guarantees of accuracy or suitability
• You are responsible for reviewing and modifying AI-generated plans to fit your needs
• We are not liable for any decisions or actions taken based on AI-generated content
• AI models may occasionally produce inaccurate or inappropriate content

7. User Responsibilities

You agree to:

• Provide accurate and complete registration information
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized access to your account
• Use the Service in compliance with all applicable laws and regulations
• Not use the Service to store or transmit illegal or harmful content
• Not attempt to interfere with or disrupt the Service

8. Intellectual Property

The LumaGuide application, including all content, features, functionality, and design, is owned by us and is protected by international copyright, trademark, and other intellectual property laws.

You retain ownership of the content you create within the app (goals, tasks, notes, etc.). By using the Service, you grant us a license to use, store, and process your content solely to provide and improve the Service.

9. Third-Party Services

LumaGuide integrates with third-party services including:

• Google Gemini API for AI-powered planning
• Apple Calendar / Google Calendar for calendar integration
• Apple App Store / Google Play Store for payments

Your use of these third-party services is subject to their respective terms and conditions. We are not responsible for the actions or policies of third-party service providers.

10. Disclaimers and Limitation of Liability

10.1 Service Availability

We strive to provide continuous service availability, but we do not guarantee that the Service will be uninterrupted, timely, secure, or error-free. We reserve the right to modify, suspend, or discontinue the Service at any time without notice.

10.2 Warranty Disclaimer

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Service
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of the Service
• Any bugs, viruses, or other harmful code that may be transmitted through the Service
• Any errors or omissions in content or for any loss or damage incurred as a result of your use of content posted or transmitted through the Service

11. Indemnification

You agree to indemnify, defend, and hold harmless LumaGuide and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the Service, your violation of this Agreement, or your violation of any rights of another person or entity.

12. Termination

12.1 Termination by You

You may terminate this Agreement at any time by deleting your account and uninstalling the application.

12.2 Termination by Us

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause, with or without notice, including if we believe you have violated this Agreement.

12.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. We may delete your data following termination, though some data may be retained as required by law or for legitimate business purposes.

13. Changes to This Agreement

We reserve the right to modify this Agreement at any time. We will notify you of material changes by posting a notice in the app or sending you an email. Your continued use of the Service after such notification constitutes acceptance of the modified Agreement.

14. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

Any disputes arising from this Agreement or your use of the Service shall be resolved through binding arbitration in accordance with the rules of [Arbitration Organization], or through the courts of [Your Jurisdiction] if arbitration is not available.

15. Miscellaneous

15.1 Entire Agreement

This Agreement, together with our Privacy Policy, constitutes the entire agreement between you and LumaGuide regarding the Service.

15.2 Severability

If any provision of this Agreement is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

15.3 Waiver

Our failure to enforce any right or provision of this Agreement will not be deemed a waiver of such right or provision.

15.4 Assignment

You may not assign or transfer this Agreement without our prior written consent. We may assign or transfer this Agreement without restriction.

16. Contact Information

If you have any questions about this Agreement, please contact us at:

Email: hornliquant@gmail.com